Which Delta AMEX card should I get

The luxury credit card: American Express Centurion Card

It is considered a real mystery among credit cards: The American Express Centurion Card or the black Amex credit card. Here we show you which exclusive advantages the credit card brings, which costs are incurred and, above all, how to get into the selected group of Amex Centurion Card holders.

There are numerous rumors about the American Express Centurion Card, which is also due to the fact that there is no official information about the credit card. However, we have made the effort to speak to several cardholders in order to be able to show you in detail the advantages of the credit card and, above all, how the advantages pay off in practice.

Table of Contents

To give you one thing in advance: It is not possible to apply for an American Express Centurion Card. The credit card is only issued after prior invitation by American Express, provided that you already have the Platinum Card and meet some of the requirements that we will also show below. So if you want to have an American Express Centurion Card, there is no way around the Amex Platinum Card, which is already worthwhile for most frequent travelers.

American Express Platinum credit card

  • 75,000 points bonus about reisetopia
  • Win 10 x 1,000,000 points by June 16
  • 200 euros travel credit per year for flights, hotels and more
  • 200 Euro Sixt Ride credit per year
  • Exclusive credit card made of metal
  • Collect valuable points with every euro you spend
  • Free Platinum Partner card including all advantages
  • Best insurance packagein Germany
  • Free lounge access including guest at over 1,000 airports
  • Upgrades, breakfast and other status benefits in hotels
Thanks to worldwide lounge access, ideal insurance and more, a must for every frequent traveler

The advantages of the American Express Centurion Card

So that we can give you a good overview of the really versatile advantages of the American Express Black Card, we divide it into two areas. In addition, we take a look at the advantages that the exclusive credit card brings you when traveling, in order to then shed light on the other advantages.

Advantages when traveling

When it comes to the advantages of the American Express Centurion Card, you have to distinguish between hard and soft advantages. What is meant by this is that a large part of the advantages that differentiate the Centurion Card from the Amex Platinum are more in the service than in the direct advantages that the card brings you. But let's first take a look at the “hard facts” that the Amex Black Card will bring you. In general, as a Centurion Card holder, you will of course receive all the advantages of the American Express Platinum Card. The most important advantages when traveling are certainly the Priority Pass Prestige membership that you get with the card.

There is also a direct advantage of the Centurion Card over the Platinum. You get the Priority Pass with the Amex Centurion Card in a special version that allows you to take two guests into the respective lounges free of charge. This advantage does not exist with the Platinum, because only the cardholder with his Priority Pass is allowed into the lounge. The Centurion package also includes a free partner card, which also enjoys all the advantages of the card. So with the American Express Black Card you get two free Priority Pass memberships with generous guest privileges. With the Priority Pass Lounges, the lounge access with the black Amex card does not stop, because in addition to this you also get access to the following lounges:

All in all, one can say that as a Centurion Card holder you will hardly find yourself in a travel situation without lounge access. Regardless of the airport or train station, you can always wait for your departure in peace. Particularly noteworthy is the access to the Lufthansa lounges in the Munich satellite terminal, because as a Centurion Card holder you get access to the First Class Lounge on every flight with the airlines of the Lufthansa group.

This is considered to be one of the best in its class and comes up with a high-quality buffet and numerous other benefits. Although not officially listed anywhere in our sources, it is likely that the American Express Centurion Card also has travel credit, just like the Platinum Card recently had for 200 euros. This can be redeemed flexibly for flights, hotels and rental cars and is probably a little higher with the black American Express than with the Platinum Card.

Exclusive advantages at the airport with the American Express Centurion Card

In addition to the advantages of lounge access, the black American Express credit card package offers you a few other advantages at the airport. The most important service that American Express offers you here relates to parking. If you book your flight through the travel service, you will receive three valuable advantages at the airport. You can park for up to five days free of charge at the airport and benefit from discounted conditions beyond this time. You can also use a valet parking service free of charge every time. That means you arrive relaxed at the terminal and hand in your car, which is then parked. When you arrive, your car will be waiting for you again - completely free of charge. The same service is also available for rental cars, provided they are booked through the travel service in cooperation with Sixt. Your rental car will then be picked up for you and returned on departure so that you can concentrate on your journey. This service is currently available at the following airports in Germany:

  • Frankfurt
  • Munich
  • Dusseldorf
  • Berlin
  • Hamburg
  • Cologne
  • Stuttgart
  • Hanover

Free parking at the airport in particular is a valuable advantage that is also noticeable in the wallet, because the parking spaces at the large hubs are anything but cheap. The valet parking service is also a nice service, but it rather increases the comfort, so that a direct equivalent cannot really be determined here.

In addition to the advantages when it comes to parking, the credit card offers another advantage at the airport. So you have the opportunity to book a VIP service at the largest airports in Germany up to four times a year. Again, this advantage only applies if you book your flight with American Express. This VIP service differs depending on the airport, but always includes a terminal-free departure, so that you completely avoid the normal stress of departure. This service always includes two guests. A good example of such a service is certainly the Lufthansa First Class Terminal in Frankfurt. You arrive in a separate area, check in in peace and quiet and, after a private security check, you will be driven in the limousine directly to the aircraft.

But the services at the airport that the Amex Centurion Card offers you don't stop there either. If you book a flight via American Express as part of the International Airlines program (special offers in Business & First Class) or a first class flight via the travel service (regardless of the above-mentioned program), you can use the Meet & Greet service at large for free Airports worldwide. With this you will be picked up on arrival at the aircraft and, as far as possible, personally accompanied through the entry. In addition, a driver can be booked who will pick you up at the airport, but this is no longer free.

Status advantages with numerous partners

Now we come to an exciting topic regarding the advantages of the Amex Centurion Card. Namely, Centurion Card members receive, similar to the Platinum Card, free status cards from various partners in the travel industry. For example, there is the Emirates Skywards Gold Status, which brings you numerous advantages such as free access to all Emirates Lounges and other advantages. There is also the Sixt Diamond Card, which is considered to be one of the best status levels in the rental car industry and promises you correspondingly generous upgrades. If you don't choose Sixt, that's no problem either, because Hertz has President’s Circle and Avis has President’s Club status. So you are well prepared every time you book a rental car.

The topic of hotels is also exciting with the American Express Centurion Card. First of all, you should of course mention the American Express Fine Hotels & Resorts. Similar to Virtuoso, the program offers advantages in hotels such as free breakfast or upgrades, only through the use of the booking channel. Experience has shown that the upgrades for Centurion Card holders are particularly generous, so that in the best hotels in the world you can often look forward to a generous suite in addition to a consumption voucher worth 100 US dollars. In addition to Fine Hotels & Resorts, there is also the so-called Centurion Collection, a group of exclusive hotels in which special advantages have been negotiated especially for Centurion Card members.

In addition to the use of Fine Hotels & Restorts, you can also expect numerous status cards from hotel chains with the black Amex credit card. The following memberships are included in the Centurion Card package:

  • Hilton Honors Diamond Status
  • GHA Discovery Black Status
  • Radisson Rewards Gold Status
  • IHG Rewards Club Platinum status
  • Melia Rewards Platinum Status
  • Relais & Chateaux Club 5C
  • Shangri-La Golden Circle Diamond Status
  • SPG Gold Status (= Marriott Gold Status)
  • Steigenberger Award World

Compared to the Amex Platinum and its status advantages, the differences are not stunning, but relevant. In some hotel chains you even get the highest status and that completely without fulfilling the otherwise necessary requirements. The status levels are also always valid for as long as you are the holder of the American Express Centurion Card.

Finally, there are a few other advantages that deserve a mention here. First there are the so-called Centurion Houses, which are “city oases”, as Amex so beautifully calls it. Often these are hotel lounges that you can access with your credit card. In addition, you can book flights via the travel service without a ticket fee, although the value of this advantage is rather doubtful, because you should always check the prices directly from the airlines or via other online travel agencies. You also benefit from special conditions when chartering private jets or yachts.

Amex Centurion Card insurance

In connection with the advantages of traveling, the topic of insurance is of course also important. The Centurion Card leaves almost nothing to be desired. As a Centurion Card holder, you can benefit from a complete package with the most important travel insurances:

The very high cover sums of travel cancellation insurance (15,000 euros) and luggage insurance (5,000 euros) as well as the complete waiver of a deductible in the case of fully comprehensive rental car insurance are particularly pleasant. In addition, there are a few other insurance policies that are not absolutely essential, but can be a good addition to the important benefits. This includes, for example, a purchase insurance that insures purchased items in the event of theft.

Exclusive service with the Amex Centurion Card: The Relationship Manager

Now we come to the other advantages that the Amex Centurion Card brings with it outside of the travel sector. The most important advantage that Amex has repeatedly highlighted relates to the subject of service. As a Centurion Card holder, you receive your own personal contact, who is known as the Relationship Manager. He will take care of all matters for you and, according to American Express, should also “make the impossible possible”. For example, you can book trips here and then use the advantages explained above directly or have other services such as limousine transfers or the like offered.

One thing is really relevant with the Amex Centurion Relationship Manager: He is your personal contact and, if possible, always available. That means you really have a central contact person who will help you no matter what - at least that's the theory. Since none of us hold a Centurion Card, we cannot rate this service, which is undoubtedly a “soft benefit”. However, the service is legendary, especially when it comes to making the impossible possible. Table reservations in fully booked restaurants, tickets for concerts that are sold out, no problem if you can trust the rumors. Of course, these services are offered at a certain price, because the ticket for the sold out concert is then unlikely to be sold at a special price.

Membership Rewards and other advantages with the Amex Centurion Card

Although of course to a certain extent an advantage that describes the topic of travel is the free participation in Membership Rewards, the American Express loyalty program. However, the American Express Black Card is not necessarily better than other Amex types of credit in this regard. You collect one point per euro on all sales, we cannot judge whether a turbo is possible. The subject of the welcome bonus, as it is available with the Green Card, the Gold Card or the Platinum Card, is also difficult with the Centurion Card, as we will see again later with the subject of application and requirements. However, it is undoubtedly pleasant that you can withdraw cash free of charge worldwide, which is subject to hefty fees with all other Amex credit cards.

In addition, with the American Express Black Card you can take part in exclusive events and receive benefits in golf clubs. You also get access to certain shopping events and can take part in the gourmet program, which offers you advantages in the most exclusive restaurants.

Disadvantages of the American Express Centurion Card

Such an exclusive credit card like the American Express Centurion Card also has its price, which of course is also the biggest disadvantage of the credit card. Unfortunately, there is no official information about the annual fee either, as American Express really tries to keep the card as exclusive as possible. In addition, the special access procedure means that the annual fee is also subject to a certain degree of flexibility. Especially in the first year you seem to keep making offers to good customers. Otherwise, the annual fee is probably 5,000 euros per year, and one hears again and again of an additional admission fee to be paid in the first year.

How do you get an American Express Centurion Card and what are the requirements?

Now we come to the aspect of the American Express Centurion Card, around which the most myths entwine: Access. At this point it should first be mentioned that the credit cardgenerally not requested can be. You will not find any information about the credit card directly from the issuer on the Internet and if you call you will only tell that you can only be offered the Platinum Card. American Express would like to keep the circle of Centurion Card holders as exclusive as possible, so that there is only one way to receive an Amex Centurion Card: by invitation. That means youMust already be a Platinum cardholder If you meet the American Express Centurion requirements, you will receive an invitation to the exclusive circle. If you already have a Platinum Card, you can also try calling Amex and asking for the Centurion Card there.

The question now arises as to which requirements one has to meet for the black American Express. Again, there is no clear statement here, but we have received some information. The most important keyword when it comes to the American Express Black requirements is sales. If you want to switch from the Platinum Card to the Centurion Card, you should achieve a turnover of 100,000 euros or more per year with the credit card, whereby the turnover alone is not the only thing that counts. American Express seems to also take the quality of sales into account when selecting potential Centurion members. Obviously, not all sales lead equally to the fact that you are seen as a good customer. However, we do not know exactly how to choose here. It is important to mention, however, with regard to the requirements of the black American Express credit card, that the approval for the issuance of a new Centurion Card is only ever given by an executive employee of American Express. This means that we really pay close attention to who receives the coveted invitation.

Conclusion on the American Express Centurion Card

Overall, the black American Express credit card is without a doubt the most exclusive credit card product available on the market. The advantages are certainly impressive, although the majority of the privileges are in the soft area, i.e. in the service.Of course, the hard facts of the card are also very good, although the difference to the much cheaper Amex Platinum Card is rather small. However, anyone who has already had good experiences with the Platinum Card and generates high sales can certainly get an even better product with the Amex Centurion Card.

Frequently asked questions about the American Express Centurion Card

How can I apply for an American Express Centurion Card? +

It is not possible to apply for an American Express Centurion Card. The credit card is only issued after prior invitation by American Express, provided that you already have the Platinum Card and meet some of the requirements that we will also show below. So if you want to have an American Express Centurion Card, there is no way around the Amex Platinum Card, which is already worthwhile for most frequent travelers.

Can I get lounge access with the Amex Centurion Card? +

You get a priority pass with the Amex Centurion Card in a special version that allows you to take two guests into the respective lounges free of charge. The Centurion package also includes a free partner card, which also enjoys all the advantages of the card. So with the American Express Black Card you get two free Priority Pass memberships with generous guest privileges. With the Priority Pass Lounges, the lounge access with the black Amex card does not stop, because in addition to this you also get access to the Delta SkyClubs (for flights with Delta Airlines), Lufthansa Lounges (for flights with the Lufthansa Group), DB Lounges, American Express Centurion Lounges and other contract lounges of the American Express Lounge network.

What does the Amex Centurion Card parking service include? +

If you book your flight through the travel service, you will receive three valuable advantages at the airport. You can park for up to five days free of charge at the airport and benefit from discounted conditions beyond this time. You can also use a valet parking service free of charge every time. That means you arrive relaxed at the terminal and hand in your car, which is then parked. When you arrive, your car will be waiting for you again - completely free of charge. The same service is also available for rental cars, provided they are booked through the travel service in cooperation with Sixt.

What insurance does the Amex Centurion Card offer? +

As a Centurion Card holder, you benefit from a complete package with the most important travel insurances. These include international travel health insurance, travel cancellation and travel interruption insurance, luggage insurance, travel comfort insurance with vehicle assistance, fully comprehensive rental car insurance and travel liability insurance. The very high cover sums of travel cancellation insurance (15,000 euros) and luggage insurance (5,000 euros) as well as the complete waiver of a deductible in the case of fully comprehensive rental car insurance are particularly pleasant.

What is the relationship manager? +

As a Centurion Card holder, you will receive your own personal contact, who is known as the Relationship Manager. He will take care of all matters for you and, according to American Express, should also “make the impossible possible”. For example, you can book trips here and then use the advantages explained above directly or have other services such as limousine transfers or the like offered.

American Express Platinum credit card

  • 75,000 points bonus about reisetopia
  • Win 10 x 1,000,000 points by June 16
  • 200 euros travel credit per year for flights, hotels and more
  • 200 Euro Sixt Ride credit per year
  • Exclusive credit card made of metal
  • Collect valuable points with every euro you spend
  • Free Platinum Partner card including all advantages
  • Best insurance packagein Germany
  • Free lounge access including guest at over 1,000 airports
  • Upgrades, breakfast and other status benefits in hotels
Thanks to worldwide lounge access, ideal insurance and more, a must for every frequent traveler