How do I create BHIM UPI

How to make or accept payments with Google Pay

Do you want to make or accept a payment through Google Pay? But not how to do it? Do not worry! In this guide, we're going to help you get started with Google Pay. Not only will you know how to make digital payments, but with a little luck you will earn up to Rs 1,00,000 in rewards.

Google Pay may sound like a different wallet, but it's a little different. There is no way to store virtual money in it. In India, it needs to be linked to your bank account via the BHIM / UPI interface. Any payment you make or receive directly will be credited to or deducted from your account.

How to make or accept payments with Google Pay

First, let's connect Google Pay to the bank account. Make sure the mobile number you use in Google Pay and the bank account is the same. This is essential for verification.

Also, you need to set up the UPI pin. This PIN is similar to the debit or credit card PIN. It is queried with every payment. You can set this up when you set up Google Pay.

Set up Google Pay

1] Download Google Pay on the smartphone. Enter the phone number and sign in with your Google account.

2] To secure your payment method, you need to make Google Pay more secure. This can be done in two ways: Set up a Google PIN or Use the screen lock. It also works with fingerprint when you select screen lock.

Make sure your Google PIN is different from your UPI PIN or the PIN you use to unlock your phone. If you want to set up a Google PIN, you need to be connected to the internet to open the app.

You can change this later by going to Google Pay> Security> Change Pattern

3] Once you're done, you have to add a bank account. Tap your photo and choose Bank Account. Tap Add Bank Account. Choose your bank from the list. If your bank isn't listed, it's not yet working with Google Pay.

In the next step you can enter your existing UPI PIN. If you don't remember your PIN, you can click Forgot PIN and follow the instructions. You will need to enter the last 6 digits of your debit card number and the expiration date, then create a new UPI PIN. An OTP will be sent to you by SMS.

Note: When you use a Maestro debit card, you don't have to worry about the expiration date. Just use 01/49 as the expiration date.

How to make and receive payments in Google Pay

There are two possibilities. If the person you want to send money to or ask to be in close proximity, use Google Pay Tez mode first. Otherwise, you can use normal payment mode.

How to Send and Receive Money from Someone Nearby (Tez Mode)

1] Tap the TEZ mode visible as a white circle in the middle. Slide the circle in the center of the screen up toward 'Numbers'. Invite the other person to slide the circle down 'Receive'.

If you have selected one of these actions (Pay / Receive), the Profile photo the person will appear. Just tap the photo and proceed to make or receive payment. If for some reason you don't see the photo:

2] Go to the home screen.

3] Tap More and select Scan the QR code Possibility.

4] Ask the person to get their QR code so you can scan it. Note: You'll need to let Google Pay use your camera to do this.

5] Likewise, you can send money to anyone anywhere in India using the normal payment method (bank account number or UPI ID). However, make sure you are entering the correct details. Once the transaction is complete, it cannot be canceled.

How to send and receive money from someone who is not around

1] Start the Google Pay app and go to "Payments'Section. From there, tap on a contact or select a person. Next, choose your action (Pay or Request).

2] Enter the amount and description and select the payment method. Then tap Proceed to payment. and enter your UPI PIN.

The received or sent amount triggers a confirmation message. Here's how you can send or receive money from your contacts using the Google Pay app.

Download Google Pay for Android or iOS.